Advance Bank Management mock test with old question most imp question 5 year old question. Question multiple choice questions and answers prepared by senior officer’s click on finish test after attend all the question to know your result with right wrong answer.

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Q - 1 .Target for agricultural advances in case of foreign banks is...

• 10
• 20
• 32
• No Target

Q - 2 .You find that the yield on a 6 year bond is 12% while that of 4 year bond is 9%. What should be the yield on a 2 year bond beginning 4 from now?

• 0.18%
• 0.17%
• 0.13%
• None

Q - 3 ....... is a branch of economics that is concerned with the overall performance of the economy.

• Macroeconomics
• Microeconomics
• Both of these
• None of these

Q - 4 .Money has a time value is shown by which of the following concept.

• Market value
• Face value
• Present Value
• b & c

Q - 5 .It is the highest activity of life, it creates new untapped alternatives, it values and exploits the mental emotional and psychological differences between people...

• Stress free work
• Personality development
• Autonomy
• Synergy

Q - 6 .As per RBI guidelines, Commercial banks are required to lend ...... of priority sector to weaker sections.

• 0%
• 0%
• 0%
• 0%

Q - 7 .Bank rate is also referred to as

• Discount rate
• Subsidy rate
• Marginal rate
• None of the above

Q - 8 .Value today of Re.1 to be received in future is called

• Present value
• Compounded factor
• Discount factor
• Yield factor

Q - 9 .Which of the following statements is true about  Inflation ?

• A rise in the general level of prices
• Leads to fall in purchasing power
• Both a and b
• None of the above

Q - 10 .100% FDI is permitted under a very limited number of sectors. Which of the following is one of them?

• retail trading and lottery business
• investment companies
• petroleum and air transport
• defence, insurance and asset reconstruction

Q - 11 .In ...... sampling, the population is divided into relatively homogenous groups. Then we select either one of the following two approaches: i) select at random from each group a specified number of elements corresponding to the proportion of that group in the population as a whole, or ii) draw an equal number of elements from each group and give weight to the results according to the group's proportion of total population.

• Simple Random Sampling
• Systematic Sampling
• Stratified Sampling
• Cluster Sampling

Q - 12 .MR. Ravi is expected to join a professional course after 03 years from now and he would be needing a sum of Rs.3 lacs at that time. If he wants to save the amt in annual installments and prevailing interest rates are 5%, How much amt he should deposit per annum?

• 92163
• 90631
• 91363
• 92531

Q - 13 .To control employee behavior at work place as daydreaming, forgetfulness, absenteeism, tardiness,sabotage, alcoholism and drug abuse can be analysed through...

• Through Trait theory
• Through psychoanalytical studies
• Through self concept theory
• Through Social learing theory

Q - 14 .For external credit rating, banks depend on:

• Rating agencies
• Experienced staff of the bank
• Banking consultants
• None of the above

Q - 15 .In case of company, the charge should be registered with ROC within ...... days from the date of execution of documents

• 15 days
• 30 days
• 45 days
• 2 months

Q - 16 .Calculate Inflation, if Price index in current year is 13 and price index in base year is 10.

• 20
• 25
• 30
• 35

Q - 17 ............is for learning to prepare the individual for a different but identified jo

• Training
• On job training
• Education
• Development

Q - 18 .CHIPS is a

• Net settlement system
• Gross settlement system
• settles in forex currency only
• a & c both

Q - 19 .In Random Sampling, we pick up one, we note it down, put it back with the remaining and pick the next one. This is calle..

• Sampling with replacement
• Simple random sampling
• Sampling without replacement
• None of the above

Q - 20 .Laissez-faire economy is

• The extreme case of a market Economy
• The extreme case of a Command Economy
• The extreme case of a mixed Economy
• None of these

Q - 21 .Suppose you start a rent -a-car business and want to buy an automobile. You have choice of buying the car cash down for Rs 400,000 or paying Rs 90,000 a year for five years for the same car. What is your choice , if opportunity cost is 10% ?

• Pay cash
• Take the auto loan
• Data insufficient to answer
• None of these

Q - 22 .Which of the following is Capitalistic Economy?

• England
• China
• India
• None of these

Q - 23 .Factors of production used in the production are categorised into ... categories.

• 2
• 3
• 4
• 5

Q - 24 .A population having a stated or limited size is called as ......

• Limited Population
• Infinite Population
• Finite Population
• Unlimited Population

Q - 25 .Out of the following, which 3 measures are used in correlation analysis: a)standard error, b)covariance, c)standard deviation, d)coefficient of correlation, e) coefficient of determination.

• a, b, c
• a, c, e
• b, d, e
• b, c, e

Q - 26 .In Random Sampling, we pick up one, we note it down, put it back with the remaining and pick the next one. This is called ......

• Sampling with replacement
• Simple random sampling
• Sampling without replacement
• None of the above

Q - 27 ....... phase of business cycle is referred as "crisis"

• Recession
• Depression
• Recovery
• Boom

Q - 28 .Mr.Raj work in an international bank as an Accountant. Match his congruent occupation with his personality type as per john Holland personality job fit theory.

• Social
• Investigative
• Realistic
• Conventional

Q - 29 .Shifts in Supply means

• When changes in factors other than goods own price affect the quantity supplie
• When changes in goods own price affect the quantity supplie
• Both and
• None of these

Q - 30 .For a given year if an adjusted seasonal index is > 100 then for some other period it is

• < 100
• > 100
• = 100
• none of the above

Q - 31 .Additional utility derived from consumption of an additional unit of commodity is called ......

• Average Utility
• Elasticity
• Acceleration
• Marginal Utility

Q - 32 .Under which of the following, 100% FDI is not permitted?

• retail trading and lottery business
• gambling and betting
• atomic energy
• print media and insurance

Q - 33 .Which of the following is not a micro level action for mitigation of credit risk?

• Improving sanctioning and delivering process
• Obtention of collateral security
• Monitoring and review of individual proposals/categories of proposals
• Periodical reviews of the exposure limits for business or industry segment

Q - 34 .If in market money supply increase and interest rate is down the LM curve will ...

• shift up and to left
• shift down and to right
• shift up and to right
• shift down and to left

Q - 35 .Which of the following methods can be used to measure seasonal variation and also for predicting future variation?

• Ratio to Moving Average Method
• Residual Method
• Regression Method
• Correlation Method

Q - 36 .A person raised a house loan of Rs. 10 lac @ 12% roi repayable in 10 years. Calculate EMI.

• 14734
• 14347
• 13437
• 13734

Q - 37 .What would be the consequence of increasing repo (repurchase) rate?

• It would be more expensive for banks to borrow money
• It would be more cheaper for banks to borrow money
• No effect on borrowing from RBI
• None of these

Q - 38 .Which method helps us draw a line between the set of scattered points?

• regression method
• correlation method
• least square method
• least fit method

Q - 39 .Factors of Production are:

• Land, Labour and Capital
• Assets, Machineries and Money
• Land, Labour, Capital and Entrepreneur
• None of the above.

Q - 40 .We have six students say A, B, C, D, E, F participating in a quiz contest. Out of six students only two can reach to the final. What is the probability of reaching to the final of each student?

• 2/5
• 1/2
• 1/3
• 1/4

Q - 41 .CSO classifies the Industrial Sector in to how many segments?

• Three
• Four
• Six
• Two

Q - 42 .Which of the following does not include government spending?

• transfer payments like social security or unemployment benefits
• salaries of public servants
• purchase of weapons for the military
• None of these

Q - 43 .Removing the highest & lowest actual-to-moving average values when computing seasonal index for annual data reduces

• extreme cyclical variations
• secular trend
• seasonal variations
• all of these

Q - 44 .No collateral security is required for loan under MSME for manufacturing/production and providing or rendering of services upto Rs.

• 1 lakh
• 2 lakhs
• 5 lakhs
• 10 lakhs

Q - 45 .Which one doesn't come under Liability ?

• Share capital
• Reserve & surplus
• Miscellaneous expenditure
• current liability & provisions

Q - 46 .Which of the following is not the basic objective of the System Audit?

• Safeguarding assets
• Maintaining process integrity
• Maintaining data integrity
• None of these

Q - 47 .Who gave Scarcity theory of economics?

• Alfred marshall
• Lionel Robbions
• Adam smith
• None of these

Q - 48 .Standard deviation of the distribution of the sample statistic is called ...... Select the best option.

• standard error of the mean
• sampling distribution error
• standard error of the proportion
• standard error of the statistics

Q - 49 .RBI to free the lending rates of scheduled commercial banks for credit limit over ......

• 01 Lakh
• 02 Lakh
• 05 lakh
• 10 Lakh

Q - 50 .Which is not true?

• Personnel department is final authority in policy related decisions
• Line management is the final authority in performance related decisions concerning promotions.
• HR professionals must have qualifications in HRM.
• Managing people is a Operational Function

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