Here is the given caiib mock test for Advance Bank Management for bankers with important questions with answer prepared by senior officers there is 50 questions mock test after attend all the questions your result will be displayed with right and wrong answer

Please Note;- Negative mark will not be counted

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Q - 1 .The yield on a 6-year bond is 12% while that of 4-year bond is 9%. What should be the yield on a 2-year bond beginning from now?

• 17
• 18
• 19
• 20

Q - 2 .If a standard error of a statistic is less than that of another then the former is said to be ......

• efficient
• unbiased
• consistent
• sufficient

Q - 3 .A process by which present cash flow are converted into their future value is called

• compounding
• discounting
• converting
• finding present value

Q - 4 .The repetitive movement around a trend line in a 4- month period is best described by

• seasonal variation
• secular trend
• cyclical fluctuation
• irregular variation

Q - 5 .Market Demand Curve obeys the

• Law of downward-sloping demand
• Law of upward-sloping demand
• Law of diminishing
• None of these

Q - 6 .MR. Rohit want to invest some money in XYZ co., he wants to purchase some stocks of this co. How can Mr. Rohit assess the financial statement of the XYZ co.?

• by balance sheet
• by EPS
• by financial statement
• all

Q - 7 .A constant flow paid or received at regular time intervals for ever is known as...

• Annuity
• Perpetuity
• Growing annyuity
• Growing perpetuity

Q - 8 .XYZ Ltd has just issued a 10 year 7 % coupon bon The face value of the bond is Rs 1000 and the bond makes annual coupon payments. If the required return on the bond is 10%, what is the bond's price?

• Rs 815.66
• Rs 923.67
• Rs 1000.00
• Rs 1256.35

Q - 9 .Which theories state that the learner is passive in the process of learning ?

• Organismic Theories
• Mechanistic or Behaviourist Theories
• Cognitive Theories:
• Humanistic Theories

Q - 10 .BPLR system of lending rates was replaced by base rate system with effect from ...

• 01 Jun 2010
• 01 Jul 2011
• 01 Jun 2011
• 01 Jul 2010

Q - 11 .If payments are made/received at the beginning of the period, this Annuity is called as ...

• Perpetual Annuity
• Annuity Ordinary
• Annuity Due
• Advance Annuity

Q - 12 ....... is a measure of level of prices of all new, domestically produced final goods and services in an economy.

• WPI
• GDP deflator
• Price index
• CPI

Q - 13 .Microeconomics is concerned with the behaviour of

• Gross domestic product
• Individual entities
• Economy as a whole
• None of the above

Q - 14 .Internal rating meAns -

• Rating the project
• Rating the promoters
• Rating the risk for internal use
• None of the above

Q - 15 .A cash flow that is expected to grow at a constant rate forever, is calle

• Annuity
• Perpetuity
• Growing annuity
• Growing perpetuity

Q - 16 .The term ...... was coined to differentiate adult learning process from that of child learning.

• Andragogy
• Cognitive
• Pedagogy
• Minorology

Q - 17 .A constant flow paid or received at regular time intervals for ever is known as ......

• Annuity
• Perpetuity
• Growing annuity
• Growing perpetuity

Q - 18 .Which method which helps draw a line between the set of scattered points

• regression method
• correlation method
• least square method
• least fit method

Q - 19 .The repetitive movement around a trend line in a 4- month period is best described by

• seasonal variation
• secular trend
• cyclical fluctuation
• irregular variation

Q - 20 .When RBI purchases government bonds, the money is ......

• injected into the market
• sucked from the market
• purchasing bonds has no effect on money market
• None of these

Q - 21 .Which of the following statements is true regarding Standardized approach?

• It has already been adopted by all the banks
• It has been adopted only the foreign banks operating in India
• It has been adopted by the foreign banks operating in India and some of the Indian banks
• It has to be adopted by the all the banks by March 2010

Q - 22 .Which of the following is not a method for detecting wrong mention of receivables in stock statement submitted by the borrower?

• Analysis of financial statements
• Cross check from the balance sheet figure
• Receivables audit
• Inspection of books of account

Q - 23 .What are sampling groups which are very similar within but dissimilar without are called?

• cluster
• stratified
• systematic
• random

Q - 24 .A D G P is issued by the bank for ----------, by its client.

• Sale of goods
• Purchase of goods
• Sale of capital goods
• Purchase of capital goods

Q - 25 .Laissez-faire economy is ......

• The extreme case of a market economy
• The extreme case of a command economy
• The extreme case of a mixed economy
• None of these

Q - 26 .KPA stands for...

• Key Performance Areas
• Knowledge, Performance and Attitude
• Knowledge, potential and Achievement
• None of the above

Q - 27 .Price Index used in India to calculate inflation for policy formulation is

• Consumer price index
• GDP deflator
• Wholesale price index
• Retail price index

Q - 28 .The Fiscal Responsibility and Budget Management Act (FRBM Act), a committee set up in January 2000, was headed by ......

• M Narasimham
• Dr. E A S Sarma
• Mr R Raghawan
• Mr K. Choudhary

Q - 29 .The current ratio of M/S Krishna & Co. was 2:1 and current assets of Rs 20 la Stocks worth Rs 5 lac are damaged and there is no insurance. What is the new current ratio, if the total assets are Rs 40 lac ?

• 1.75
• 1.5
• 1.33
• 1.25

Q - 30 .If in market money supply increase and interest rate is down the LM curve will ...

• shift up and to left
• shift down and to right
• shift up and to right
• shift down and to left

Q - 31 .Left hemisphere controls right side of body and controls all except one. Pick up the odd one.

• Sequential ordering
• Complex motor sequences pattern
• Simultaneous
• Dominant

Q - 32 .What are the forces behind the demand curve?

• Expectation about future economic conditions
• Average Income
• Cost of production
• Both

Q - 33 .A 12%, 4-year bond of Rs. 100 was purchased by x for Rs. 100. If the market interest rate increased by 1%, what will the market price?

• 93.07
• 90.37
• 97.03
• 79.3

Q - 34 .At Rs. 20 demand for sugar is 300 Kg. When the price falls to Rs. 18, the demand increases to 390 Kg. The price elasticity of demand of sugar is ......

• 2
• 2.5
• 3
• 3.5

Q - 35 .What is the discount factor for Re. 1 to be received at the end of 2 yr with prevalent rate of 8% ?

• 0.89
• 0.873
• 0.857
• 0.842

Q - 36 .Present Value is defined as:

• Future cash flows discounted to the present at an appropriate discount rate
• Inverse of future cash flows
• Present cash flow compounded into the future
• None of the above

Q - 37 .Purchasing and selling government bonds by RBI in the secondary market is performed under ......

• FRBM
• MSS
• OMO
• TOT

Q - 38 .Internal rating means ......

• Rating the project
• Rating the promoters
• Rating the risk for internal use
• None of the above

Q - 39 .A constant flow paid or received at regular time intervals is known as...

• Annuity
• Perpetuity
• Growing annyuity
• Growing perpetuity

Q - 40 .Lowering the elasticity of liquidity preference with respect to the changes in interest rate, the LM curve will be ......

• No effect
• Flat
• Less steep
• steeper

Q - 41 .When compounding or discounting is done more frequently than annually, the effective discounting rate of interest is ...... the nominal rate of interest.

• lesser than
• equal to
• greater than
• either of b or c

Q - 42 .Which of the following is not correct regarding term loans by the banks?

• Asset liability matching is an important consideration in term financing
• Installment of term loan, payable within one year is considered as current liability
• Repayment of a term loan can be in equated monthly instalments
• Current ratio is the most important ratio in appraisal of a term loan

Q - 43 .The general feeling of fellowship that prevails in the workgroup atmosphere, prevalence of information supporting cultural and social groups comes in which type of climate survey?

• Identity
• Structure
• Risk
• Warmth

Q - 44 .What sector is called as Primary Sector in India?

• Industrial Sector
• Service Sector
• External Sector
• Agricultural Sector

Q - 45 .For a data of 8 halfyear periods the code for the 7th half is

• 2
• 3
• 6
• 5

Q - 46 .Supply curve relates quantity supplied to

• Supply
• Income
• Price
• Demand

Q - 47 .Which of the following sentences is incorrect?

• The payment which the bond holder receives each year is known as coupon.
• At maturity, the borrower (government or corporate) pays the bondholder the bond's face value or par value.
• For bonds priced above its face value, the rate of return is the coupon rate.
• The YTM is defined as the discount rate that makes the present value of the bond's payment equal to its price.

Q - 48 .Standard deviation of the distribution of the sample means is called ...... Select the best option.

• standard error of the mean
• sampling distribution error
• standard error of the proportion
• standard error of the statistics

Q - 49 .I start saving Rs. 1 lakh for the next 4 years. If the interest rate is 10 percent pa, how much will I get at the end of 4 years?

• Rs. 4,46,100
• Rs. 4,61,400
• Rs. 4,64,100
• Rs. 4,14,600

Q - 50 .In Economics, "Value of best alternative foregone" is called ......

• Sacrifice Cost
• Propensity
• Opportunity Cost
• None of the above

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